Homes will be digital fortresses in 2040, and require enhanced insurance solutions: Allianz

Advances and security mean homes will be digital fortresses in 2040, and living with robots will be the norm, requiring new approaches to insurance.

That’s according to Allianz Partners (AP), part of German insurance giant Allianz.

“By the year 2040, new homes will be digital fortresses that will be protected by security systems based on the occupants’ biometrics and facial pattern recognition (FPR) software.,” said AP, as it launched a report that anticipates the home-focused needs of its customers in the future.: ‘Super-Smart Living – The Mid-21st-Century Home’, part of ‘The World in 2040’ futurology series.

The author, Futurologist Ray Hammond said: “The newly built super-smart homes of 2040 will be a platform for software and robotics which provide security, comfort, climate management and a constant stream of smart services and entertainment to its occupants and visitors.“

As homes transform into the digital and connected homes described in this report, we are anticipating and creating enhanced assistance and insurance solutions that integrate facial recognition, cyber security and virtual assistance, said AP.

AP said that when a property is empty, householders will be able to check on their home, room by room, from wherever they are in the world. This data will be supplied to the owner’s preferred data interface, such as smart contact lenses, smart glasses, portable projection device or screen.

It said that burglars will be hackers rather than opportunistic criminals, and they will apply artificial intelligence techniques to launch assaults on home networks.

Living with robots will be the norm; they will take over many daily household tasks and provide companionship for their owners, said AP.

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