Shutterstock.com_1945892905/Andrea Quintero Olivas
19 June 2026Insurance

Texas TWIA nears first rate surplus in decades; here’s what changed

Texas residual windstorm insurer TWIA is on track to be more than rate adequate for the first time in perhaps decades, possibly 9% over the adequacy threshold in residential policies in 2027 and 4% in commercial, the group’s annual rate adequacy study has indicated. 

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