Fitch Ratings

US P&C margins may slip in 2025 as top lines slow, face headwinds
11 April 2025   Fitch sees challenges in commercial liability and tariff-induced claims inflation.

Latest Features

Reinsurance
From hurricanes to droughts and the ‘fire belt’, the scale of cat exposure in LatAm creates intense demand for cat and operational reinsurance, says Eduardo Recinos Schonborn at Fitch Ratings.
Insurance
Eduardo Recinos Schonborn at Fitch Ratings compares insurance penetration, risk exposure and multiple economic factors to identify true growth opportunity in the region.
Alternative Risk Transfer
In our special LatAm focus during March 2024, Intelligent Insurer will reflect on and review the highs and lows of this huge, opportunity-filled region, starting with this look back at the conference.
Reinsurance
With Florida’s re/insurance market potentially just one major storm away from collapse, an Intelligent Insurer panel hammers out what needs to happen to make a real difference and, spoiler alert, Citizens is not their final answer.
Reinsurance
The cost of premiums might be high but investors are not lining up to try and get into the Florida insurance market—they’re leaving in droves. An Intelligent Insurer panel discusses what is going on in the sunshine state.
Insurance
There were sober and disciplined renewals in Asia-Pacific despite chaotic world events. After continually fighting fires since the COVID-19 pandemic hit, however, the key question may be how the market will respond to a period of calm.
Insurance
Renewals in the region were disciplined and perhaps even dull, but the diversity of the countries and differing lines means that drama is never far away. Capacity, as ever, is key, says an Intelligent Insurer panel.
Insurance
The economy and the world’s markets are moving back to some semblance of normality. Fitch Ratings director for EMEA insurance, Robert Mazzuoli, gives Intelligent Insurer his view.
All features


More News

10 February 2025   The Latin American insurance markets offer great opportunity, but as claims from cat losses rise, premiums have increased and volatility is a persistent concern.
7 February 2025   Only quarter of EU nat cat losses over past 42 years have been insured.
6 February 2025   Regulatory changes to Bermuda’s long-term reinsurance sector are welcomed by leading ratings agency.
3 February 2025   The ratings agency said the hard market is ‘past its peak’ but investment returns will offset narrower underwriting margins.
24 January 2025   Confident about beating 2023's £52bn earned premiums.
23 January 2025   Budget cost could near 40% if insured losses hit $45bn.
16 January 2025   Combined ratios to hover around 90% in 2025.
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