AM Best

Pinched P&C carriers turn to surplus notes to keep pace post-pandemic
24 March 2025   Some carriers have worked surplus notes to ward off worst of reinsurance hardening.

Latest Features

Alternative Risk Transfer
A multi-year rally for catastrophe bonds with accompanying flurry of issuance may have begun to spill over into growth for reinsurance sidecars and parallel collateralised ILS spaces as pricing disparity tempts investors back into the related sub-classes.
Insurance
It may be politics as much as premiums that is the deciding factor when it comes to Latin America’s re/insurance prospects. There’s massive scope for growth, but players cannot ignore a history of political instability, says II panel.
Alternative Risk Transfer
In our special LatAm focus during March 2024, Intelligent Insurer will reflect on and review the highs and lows of this huge, opportunity-filled region, starting with this look back at the conference.
Risk Management
Re/insurers in the region saw their four-year nat cat hiatus shattered in October, just as political turbulence looms—with 2024 marked out as a year of elections, says AM Best.
Insurance
It was billed as the toughest 1/1 renewals for decades, but did the reality live up to the hype? An Intelligent Insurer panel shared their inside takes.
Insurance
With sustainable investment well ahead of ESG integration elsewhere in the re/insurance industry, the sector badly needs someone to take the lead. It won’t be down to regulation alone, an Intelligent Insurer panel heard.
Insurance
The re/insurance industry is often accused of lagging when it comes to embracing ESG issues, but there are good reasons for its caution, around investments and underwriting.
Insurance
While perhaps the most fraught negotiations were over property cat during the 1/1 renewals in Europe, casualty and specialty lines also had their areas of contention. As with property, the outcomes for insurers varied widely, said an Intelligent Insurer panel.
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10 February 2025   Colombia’s insurance market grows 10.4 per cent in 2024 – where are the opportunities and risks for reinsurers?
6 February 2025   Exposure to California wildfire losses drive value of cat bonds down, says ratings agency.
4 February 2025   But ratings agency AM Best maintains negative outlook for insurer, suggests further downward rating pressure.
3 February 2025   Only 13% of carriers will consider expanding their MGA stable; major vetting required.
30 January 2025   Secondary perils and economic uncertainty key worries, says ratings agency.
27 January 2025   Personal lines led improvement but double digit premium gains can’t help commercial auto margins.
18 December 2024   AM Best expects it to generate solid combined ratios, backed by ‘favourable market conditions’.
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